Balmain Private provides exclusive opportunities to invest in monthly income-producing individual first mortgage loans backed by commercial real estate which has been credit approved and settled by Australia’s largest non-bank commercial loan manager.
Balmain Private is designed to allow both direct investors and those who invest using the assistance of accountants or financial planners to participate in the diverse sources of income available from this substantial (est. $500Bn) asset class. Balmain Private is managed by the Balmain Group, Australia’s largest and longest established commercial loan manager outside the major banks. Launched in 1979, Balmain has focussed on commercial real estate lending and arranged over $35Bn in commercial loans on behalf of many thousands of Australian businesses and high net worth individuals.
As well, Balmain originates several billions of dollars of new loans each year, has a stable, experienced and long-established credit team and many years of experience in commercial loans, funds and portfolio management. Balmain Private was established to meet the needs of High Net Worth and Self Managed Superannuation Fund investors who seek different sources of income outside those traditionally available and is especially suited to the structurally lower interest rate environment seen globally today.
The Balmain Private offer is online, allowing you to transact when convenient and once invested it is paperless. It is easy to use, provides daily reporting and regular updates. Investors (or their authorised advisers) manage their portfolio via an Investor/Adviser Control Console which details your current investments, provides you complete details of all capital movements, including income distributions, and allows you to determine which investments you choose to invest in and for how long.
The investments offered by Balmain Private have been selected, credit accepted, funded and are managed by the Balmain Group.
The Supplementary PDS on each investment contains sufficient information to make an informed decision as to what is best for you or your client. The Loans are diverse by type, location, loan to valuation ratios (LVR’s), term, returns, risks, borrowers and more, and to date, have offered returns from 5.4% p.a. net to 13% p.a. net on terms from a few months to 2 years. The type of assets offered have included: Commercial Offices, Strata Properties Industrial, Retail, Residential and Land and been located in QLD, NSW, VIC, the ACT and SA.
The minimum investment of $10,000 (However, if you have previously invested $10,000 or more in any other Balmain Private Sub-Trust/s, then not less than $100) in each Loan allows the building of portfolios of registered first mortgage investments, diverse by location, term, risk and reward. New Loans are added regularly and as current Loans come up for repayment, investors or their accountant/financial planner are notified in advance so they can reinvest in other Loans or transfer proceeds back to their nominated bank account.
Unique investments in stand-alone mortgages.
YOU’RE IN CONTROL.
Returns, fixed terms and risks that are right for you.
WE DO THE HARD WORK.
Managing the assets so you don’t have to.